In P4 (whether it's Golden or just the old PS2 one), which characters did you usually include in your party? Personally, it's always been Yukiko, Yosuke and Naoto or Kanji. I'm not the type who makes parties for strategy, though (a weakness I have). The people I include my party are usually the characters I love in the game - so obviously, these guys are my favorites. How about you guys?
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Chie Yukiko and Yosuke for me. I just was kinda of a stick in the mud and knew how to use them and did't want to swap out.
Yukiko, Chie, and Naoto. I didn't realize that I had an all-female team for a long time. I just really liked the set up. If I were to change one of these three out, I'd probably swap Naoto for either Yosuke or Kanji. We'll see what happens on my next play through.
My first play through I alternated between all of my characters, usually in favor of the lower leveled ones whenever a set of characters got way above in levels compared to the others. That basically drained all of my money. During my second attempt, which I think wasn't NG+, it was just the starting roster (You, Yosuke, Chie, and Yukiko).
Yukiko, Kanji, Chie i´m all in for gameplay and i think this is the best party, it also has kanji and chie 2 great characters
Kanji is a staple. I feel weird without him, probably because everyone else is so frail and I really like power tanks. I usually go with Yukiko, but recently I went with Yosuke as my healer instead. That was a mistake, but it was fun nonetheless. Chie's also a staple, but I recently used Naoto instead and kind of liked her. Teddie sucks.
Chie - A very powerful physical character. God's Hand can really pack a punch with some buffs. Yukiko - Yukiko has been a pretty staple character throughout the game as soon as I got her. If she is not in your party, then I suggest either adding her or giving your MC a persona that knows group healing. Naoto - A very powerful magic character. Learning Megidolaon helps quite a bit with winning normal fights with a high damage hit to all enemies. They also gain buffs (Mind Charge and Heat Riser) which are very useful.
I ended up with my party being Teddie, Yukiko and Naoto. They are not my favorite characters, quite the opposite actually. But having 2 healers in the end of game battles helped a lot. I found Yu and Naoto could handle almost all offensive options as well. So it seemed to work.
Yukiko, Chie/Yosuke, Naoto. I have a bias towards having my party be all female or at least mostly female. I would sometimes switch Chie for Yosuke when I feel like he's a better match for the battle. I liked Chie's persona more, but favored his hand blades or whatever you call them over Chie's physical attacks. Teddie annoys me too much to be placed on my party, he's effective in some ways but I can't stand him...